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Get protected with the best personal insurance.

Oyster has partnered with Electric Bikes of Santa Barbara

to provide the best coverage for your bicycle with a seamless,

modern experience end-to-end, from checkout to claim settlement.


Check out how much it will cost you to insure your ebike through Oyster

You might be surprised how affordable it is!


What does Oyster’s plans cover?


The base plan covers a surprising number of things. It covers theft, damage in a crash, damage during transport, and even replacement parts. That’s all under the basic plan. There’s even options to be covered in a race, and your clothing is even covered.

There is also a medical add on that covers your medical bills up to $1,000 if you’re in a crash. And, there’s an option for third-party liability if you were to get into a crash and damage someone else’s property or hurt someone.

Ebike insurance vs. Homeowner’s insurance

But wait, can’t I just add ebike to my homeowner’s or renter’s insurance? Technically yes, though you may not have coverage when you’re out and about. Plus some insurance companies don’t have the option for ebikes. Oyster is purpose-built for insuring electric bikes.

Homeowner’s insurance typically comes with a high deductible, and bikes might be capped at $1,000 in value no matter how much the bike cost. Besides full theft coverage, having the option for medical payments and liability are additional benefits of Oyster. You can also get a replacement bike rental and should you travel internationally, your ebike is covered worldwide.


Kansal says he founded Oyster because most people will have to deal with insurance at some point in their lives, but it’s typically not a pleasant experience. Oyster aims to change that by employing an easy-to-use interface, designing its platform with knowledge of ebikes, and streamlining its claims process.

It’s safe to say that Oyster is revolutionizing the space for ebike insurance.

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